How to Minimise Stress When Buying a House*

Buying a home is a massive milestone, whether you are a first, second, or third-time buyer. A house move marks a fresh start and the beginning of an exciting new journey. All those hours spent scrolling through property websites are just the start of the process. There’s nothing like the excitement of looking around houses that are for sale in search of your dream property and getting that feeling that this is a home that you would love to live in.

Once you have found a property you want to buy, you will probably spend a lot of your time thinking about how you want to decorate it, and where you will put your furniture. Planning ahead and being organised will help ensure that you enjoy the process of moving home. Some careful planning will make your move an exciting experience rather than a stressful one.

Buying and selling houses is right up there on the list of most stressful things that you can do in life. Worrying that things could go wrong, and trying to get your head around the legal side of buying a property, can all add up to a stressful situation. While moving house is a time that is full of uncertainty and anticipation, there are things that you can do to help minimise the stress of buying a home.

Get Organised

Being organised from the very start of the home-buying process will help you to stay in some sort of control. Being organised is even more critical if you are hoping for the purchase to be completed pretty quickly.

Making a list of all the things that you need to do to make the purchase happen may feel a little overwhelming to start with. However, as you begin to tick off items on your list, it can be incredibly satisfying to know that you are progressing through the process of purchasing your property.

Things that can be useful to organise in advance include:

Gathering together the paperwork that you need to take along to your mortgage appointment. You will probably need to take items such as identification, payslips to prove your earnings and bank statements, etc.

Sorting out paperwork that you will need to pass onto your solicitors. Paperwork you need will include documents such as; the guarantees for any work you have had done on your current property, your homeowner gas safety record and proof of servicing for any appliances in your home.

Bring in the Experts

Save yourself some time by researching conveyancing solicitors in advance to find one that is best for you to use. Your solicitor will handle all of the legal side of your property purchase, such as organising the searches.

If you are having a survey carried out on the property that you are buying, you will need to find a surveyor that you are happy with to complete the job. You will also need to decide on the type of survey that you would like carried out on the property.

Are you planning to use a removal company for the house move, or are you planning to hire a van and do it yourself? Either way, it is useful to get some quotes so that you can include them in your moving budget. Obtaining quotes will give you an idea of the costs involved in either hiring a vehicle or getting professional movers in to do everything for you. Some removal companies offer a packing service too and will supply all the packaging materials for you. Movers that provide this service will often come in to pack up your house for you in the days leading up to your move. Having items packed up for you could be a good idea if you are particularly short of time. Do make sure that whichever removal firm you use is legitimate and properly insured to do the work.

Start Decluttering

Clutter is the stuff of nightmares when you are moving home. All of those things that you kept ‘just in case you needed them’ are now your worst enemy! Starting to clear out and declutter well in advance of moving day will save you a lot of hassle. Decluttering now means that you won’t have a clutter crisis where you are stuck with loads of stuff you aren’t even sure you still want come moving day.

Starting to declutter those seldom used cupboards and drawers will help ensure that they aren’t forgotten about. If they contain items you don’t often use, you could pack them into boxes as you declutter them to save time. To give yourself a further head start on your packing, you could box up decorative items such as photos, pictures, and ornaments. Other things that could be packed in advance include clothes that you won’t need to wear, i.e., summer clothes in winter. You could also pack up items such as books, board games, CDs, and DVDs.

Getting the decluttering process started early on will ensure that you have enough time to sell anything that you no longer want that could be of value. Doing this will help you to raise funds towards the cost of moving and decorating your new home.

A thorough sort through your clutter means that your house move will mean a brand new start in a home that is filled only with items that you genuinely want to keep.

While decluttering isn’t the most fun task, you will certainly feel relieved that you did it when you get around to packing and moving your boxes.

Monitor the Process

Staying informed of what is happening during the home buying process is one of the best ways to minimise your stress. Knowing what is happening and at what stage the process is at, can give you the reassurance that you need to know that everything is progressing as it should be. Although the process of buying your new home may feel stressful before you know it, you could soon be happily settled into your new home.

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This post is a collaboration where money or goods were exchanged for it to be published; however, all opinions are my own.

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